This is not true. You cannot eliminate negative parts of your credit score by closing accounts that are overdue.
How are negative parts eliminated from a credit score?
When a person makes late payments on their credit account, this report is going to remain on their report for a period of about 7 years.
If the person goes ahead to close the account before this period, it still would not remove the late payment.
Read more on credit score here: https://brainly.com/question/2609368
